Reading time: 3 minutes
The roads of tomorrow will look nothing like those of today.
Reflecting rapid technological innovation, the global automotive sector is on the cusp of profound change over the next few decades. These changes include the transition to low-emission electric and hydrogen-powered motors, automated driving,

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Thanks to improvements in smartphones, mobile networks and payments technology, the traditional bank-centric payments system – based around cash and plastic credit cards – is increasingly being disrupted by faster, cheaper and often more secure mobile-based systems.
Across emerging markets, and among the young within developed markets especially,

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Investing has a lot in common with maintaining a healthy diet and exercise routine.
A few common sense tips apply to both: diversify, be consistent, look out for fads, avoid extreme measures, keep emotions in check and think long term.
There’s also a staggering variety of strategies and decisions: Take the lift or the stairs?

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Reading time: 4 minutes
Ethical investing is no longer a niche area. In the last few years, there has been a significant increase in interest in the space as investors look to drive change with their investment dollars. Total assets under management in sustainable investment funds have doubled over the past four years to around USD 3.6tn¹.

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‘During the gold rush it’s a good time to be in the pick and shovel business’ – Mark Twain
Digital assets such as Bitcoin have been described as the next technological revolution on the scale of the internet¹.

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