Manage account/resources
See below for quick links to a range of the most used member resources and tools.
Bendigo SmartStart
Pension
Bendigo SmartStart Pension. Welcome to the same Bendigo Pension product that you already know.
Manage my account
Resources
Forms & disclosure documents
2025 Annual Performance Test Results
Two Bendigo Super investment options have not passed APRA’s Annual Superannuation Performance Test:
- Bendigo Balanced Wholesale Fund*
- Bendigo High Growth Index Fund*
*The Bendigo Balance Wholesale Fund and Bendigo High Growth Index Fund have been closed to new members effective 01/08/25 and 26/08/25 respectively.
Ways to fund retirement
A standard pension
If you have permanently retired and have reached your preservation age, you can choose to convert your super savings into a tax effective income stream. You can receive your pension payments to your nominated bank account fortnightly, monthly, quarterly, half-yearly, or annually.
A transition to retirement pension
If you have reached your preservation age but are still working, you can still use your super to commence a tax-effective income stream. You can do this in combination with reducing your hours of work to slowly ease into retirement, or it can be used to boost your income through fortnightly, monthly, quarterly, half-yearly or annual payments, while you are still contributing to super from your salary.
Fee information
Below are the main fees of a Bendigo SmartStart Pension account.
| Fee type | Establishment fee | Contribution or rollover fees* | Switching fee* | Annual administration fee |
| Price | $0 | $0 | $0 | $98 + 0.2% of your balance |
Learn more about fees and costs by reading the Product Disclosure Statement (PDS).
*A buy-sell spread may apply. Refer to the relevant PDS for further information on fees and costs.
Quick links
