BetaShares' Smart Income Solutions

Smart income solutions

Simple to access, cost-effective investments, whatever your income objectives.

Request Information Pack

Thank you for your request. An email has been sent to the address you provided.

Opportunities to enhance income with BetaShares

Yields from cash and term deposits remain at historic lows, presenting a significant challenge to Australian investors seeking income.

The good news is there are still investment options that allow you to generate income from your portfolio. BetaShares’ range of ASX-traded income solutions provides opportunities to enhance income streams across asset classes and strategies – including cash, bonds, hybrids and shares.

BetaShares income solutions are a simple and cost-effective way to position your portfolio for your income goals.

Diversify your income streams across asset classes

Access income opportunities from cash, bonds, hybrids, Australian shares, and international shares. 

Cash

Monthly income combined with a high level of capital security.

Learn more

Fixed Income

Monthly distributions from diversified portfolios of Australian bonds.

Learn more

Hybrids

Exposure to a diversified portfolio of hybrid securities, providing tax-efficient income.

Learn more

Australian Shares

Regular, equity-income distributions from portfolios of Australian companies.

Learn more

International Shares

Access portfolios of international shares, paying regular distributions.

Learn more

Generate income from International Shares

Look beyond Australia’s borders for income opportunities, with our range of international share funds providing quarterly income.

All our international funds are Australian-domiciled, which means there is no additional paperwork or administration when you invest – no US W8-BEN forms to fill out, and no risk of US estate tax implications.

01

BetaShares Global
Income Leaders ETF

ASX Code: INCM


Exposure to a portfolio of 100 global companies across developed markets (ex-Australia), providing quarterly income.

 

Learn more

02

BetaShares S&P 500 Yield Maximiser
Fund (managed fund)

ASX Code: UMAX


Exposure to a high-yield portfolio of large-cap U.S. shares providing quarterly income.

 

Learn more

Generate income from Australian shares

Explore our wide range of Australian share funds, focused on delivering regular and attractive income.

01

BetaShares Australian Dividend Harvester Fund (managed fund)

ASX Code: HVST


Exposure to a portfolio of large-cap Australian shares along with regular franked distributions, paid monthly.

 

Learn more

02

BetaShares Australian Top 20 Yield Maximiser Fund (managed fund)

ASX Code: YMAX


Exposure to a high-yield portfolio of 20 blue-chip Australian shares providing quarterly income.

 

Learn more

03

BetaShares Legg Mason Equity Income Fund (managed fund)

ASX Code:  EINC


Exposure to high-quality Australian companies providing quarterly income.

 

Learn more

Generate income from Hybrids

Due to their attractive income levels, franking credits and higher levels of capital stability compared to shares, hybrid securities have been popular with Australian investors.

While hybrids offer a number of benefits, many investors may not appreciate that they come with risks and complexity. The diversified exposure offered by BetaShares’ professionally and actively-managed HBRD fund aims to reduce the risk of directly holding individual hybrids.

01

BetaShares Active Australian Hybrids Fund (managed fund)

ASX Code: HBRD


Exposure to a diversified portfolio of hybrid securities providing tax-efficient monthly income.

 

Learn more

Generate income from fixed income funds

Fixed income has long been acknowledged as a core building block of a balanced portfolio, providing defensive characteristics and diversification benefits to investors. With generally lower risk than shares, fixed income is a natural complement to a share portfolio.

BetaShares’ comprehensive fixed income fund suite provides exposure to Australian government bonds, Australian investment grade corporate bonds, Australian bank senior floating rate bonds, or actively managed Australian fixed income securities.

01

BetaShares Australian Investment Grade Corporate Bond ETF

ASX Code: CRED

Management cost: 0.25% p.a.
Running yield*: 3.4% p.a.
Yield to maturity*: 2.46% p.a.
Average maturity*: 7.5% yrs
Average credit rating: A- 
Distributions: Monthly
Exposure: Australian corporate bonds


CRED provides exposure to a portfolio of fixed-rate, investment grade Australian corporate bonds.

• Regular, attractive income is paid monthly, at a rate expected to be higher than term deposits and government bonds.

• Provides potential defensive benefits, as Australian corporate bonds historically have tended to rise when Australian shares have fallen.

CRED may suit investors seeking regular income and higher capital stability compared to shares, or who want to complement a holding of government bonds or hybrids.

Learn more

02

BetaShares Australian Bank Senior Floating Rate Bond ETF

ASX Code: QPON

Management cost: 0.22% p.a.
Running yield*: 1% p.a.
Yield to maturity*: 0.7% p.a.
Average maturity*: 3.82% yrs
Average credit rating: AA- 
Distributions: Monthly
Exposure: Senior floating rate bonds


QPON provides exposure to a portfolio of senior floating rate bonds issued by major Australian banks.

• Income paid monthly and expected to exceed income paid on cash and short-dated term deposits. Income expected to rise should interest rates rise, and vice versa.

• Provides potential defensive benefits, as floating rate bonds historically have exhibited low correlation to equities as well as defensive characteristics during market declines.

QPON may suit investors looking for regular income and higher capital stability compared to shares, and who want to benefit from increased income if interest rates rise.

 

Learn more

03

BetaShares Legg Mason Australian Bond Fund (managed fund)

ASX Code: BNDS

Management Cost: 0.42% p.a.
Running yield*: 2.97% p.a.
Yield to maturity*: 1.24% p.a.
Average maturity: 6.07% yrs
Average credit rating: AA 
Distributions: Monthly
Exposure: Diversified portfolio of fixed income securities


BNDS holds an actively managed, broadly diversified portfolio of Australian government, semi-government and corporate bonds, and other eligible fixed income securities.

• BNDS’ professional, active management has the potential to add value through interest rate management and sector and security selection.

• Income is paid monthly at a rate expected to exceed interest on cash and term deposits.

BNDS may suit investors seeking attractive income, diversification and relatively high levels of capital stability.

 

Learn more

*As at 16 July 2020. Not indicative of future performance.

04

BetaShares Australian Government Bond ETF

ASX Code: AGVT

Management cost: 0.22% p.a.
Running yield*: 2.34% p.a.
Yield to maturity*: 1% p.a.
Average maturity*: 8.78% yrs
Average credit rating: AAA 
Distributions: Monthly
Exposure: Australian government bonds


AGVT aims to provide diversification benefits, defensive qualities and regular monthly income via exposure to a portfolio of predominantly Australian government bonds.

• Government bonds have tended to rise in value in periods of equity market weakness, providing potential diversification benefits .

• Income is paid monthly with relatively higher income potential due to its longer duration focus.

AGVT may suit investors seeking relatively ‘long-duration’ and high levels of capital stability and regular income as an alternative to a holding of corporate bonds.

Learn more

05

BetaShares Sustainability Leaders Diversified Bond ETF – Currency Hedged

ASX Code: GBND

Management cost: 0.49% p.a.
Running yield*: 2.39% p.a.
Yield to maturity*: 0.78% p.a.
Average maturity*: 7.7% yrs
Average credit rating: AA 
Distributions: Quarterly
Exposure: Australian and international bonds


GBND aims to track the performance of an index (before fees and expenses) that provides exposure to a diversified portfolio of high-quality bonds meeting strict responsible investment standards.

• Responsible investing – obtain exposure to a diverse portfolio of Australian and international bonds in a way that gives effect to environmental, social and ethical considerations.

• Stringent eligibility criteria – bond issuers must pass a strict ESG screening process, while green bonds must be certified by the Climate Bonds Initiative.

GBND may suit investors seeking for ‘ethical’ investment whilst enjoying regular income and portfolio diversification.

 

Learn more

06

BetaShares Global Government Bond 20+ Year ETF – Currency Hedged

ASX Code: GGOV

Management Cost: 0.22% p.a.
Running yield*: 1.79% p.a.
Yield to maturity*: 0.9% p.a.
Average maturity: 27.17% yrs
Average credit rating: AA 
Distributions: Quarterly
Exposure: Diversified portfolio of fixed income securities


GGOV holds a portfolio of high-quality, long-dated, income-producing bonds issued by some of the largest developed economies in the world, hedged into AUD.

• GGOV comprises only bonds issued by national governments from the G7 developed-market economies, providing exposure of superior credit quality.

• Income is paid monthly at a rate expected to exceed interest on cash and term deposits.

GGOV may suit investors seeking relatively ‘long-duration’ and high levels of capital stability and regular income as an alternative to a holding of Australian government bonds.

 

Learn more

*As at 16 July 2020. Not indicative of future performance.

Generate income from cash

Finding attractive returns on cash deposits has become increasingly difficult, with many investors looking for better ways to invest their cash.

While term deposits have traditionally been a way for investors to benefit from better interest rates than those available from ‘at call’ bank accounts, it usually means locking cash away. Accessing cash from term deposits before the end of the term can be costly.

BetaShares’ Australian High Interest Cash ETF (ASX: AAA) provides investors with the benefits of an investment that is accessible daily via a trade on the ASX, as well as regular income, paid monthly.

01

BetaShares Australian High Interest Cash ETF

ASX Code: AAA


Exposure to Australian cash providing monthly income.

Learn more

What is an ETF?

An ETF or Exchange Traded Fund is an investment fund that typically aims to track an asset class or a basket of assets. ETFs are cost-effective, flexible, and simple to use.

  • Investing in ETFs
    Investing in ETFs is simple, as they trade on the ASX like shares. You can invest in ETFs the way you would normally buy shares, for example through an online brokerage platform, or by speaking to a financial adviser.
  • Can I use ETFs in a self-managed super fund (SMSF)?
    The popularity of ETFs as an investment vehicle can, in part, be attributed to the way SMSFs have embraced ETFs over the past few years. SMSFs are increasingly using ETFs to achieve their financial goals.
Learn more about ETFs

Watch now: An introduction to ETFs and how to use them in a portfolio

Play Video 2:12

Using ETFs for income

  • 1

    Do ETFs pay distributions?

    ETFs are vehicles for gaining exposure to underlying assets and securities, and provide distributions based on those assets or securities.

    • Depending on the ETF, distributions are paid on a monthly, quarterly, half-yearly or annual basis.
    • Depending on the investment strategy, the distribution could be made up of dividends, interest, and/or capital gains  realised by the ETF.
  • 2

    ETFs and franking credits

    • When Australian resident companies distribute after-tax profits in the form of franked dividends, franking credits are attached to those dividends.
    • ETFs that invest in shares are eligible to receive their portion of dividends paid during the distribution period. This includes franking credits, as applicable, in the case of Australian shares ETFs.
    • Dividends and franking credits associated with the underlying assets are normally passed on to investors.
    • Distributions paid by the ETF will be assessable for tax in the hands of the investor.

Learn more about investing for income with BetaShares.

Get started with BetaShares today

Thank you for your request. Information about BetaShares ETF Model Portfolios has been sent to your email.

About BetaShares

BetaShares is a leading Australian manager of ETFs and other Funds traded on the Australian Securities Exchange (ASX). Our aim is to provide intelligent investment solutions, to help investors meet their financial objectives.

Our range of Funds is one of the largest and most diverse available in the market. We offer investors simple, cost-effective access to equities, cash, currencies, commodities and alternative strategies.

Learn more about our team     Contact us   Read our latest news

 

Investing involves risk. The value of an investment and income distributions can go down as well as up. Before making an investment decision you should consider the product disclosure statement and your particular circumstances, including your tolerance for risk, and obtain financial advice.